Flexible financing with Reliable Execution

Aequum Capital is a specialty finance lender providing senior asset-based and cash-flow debt facilities of up to $35 million to middle-market businesses across the United States. Aequum unlocks value through creative structuring, providing companies with enhanced liquidity to execute on growth, turnarounds, and other initiatives where banks and other traditional lenders fall short.

Why Aequum?

  • Direct access to decision-makers, ensuring accountability through the life of the transaction
  • Experience structuring creative solutions for growth, turnaround, and liquidity tight situations
  • Ability to identify and unlock liquidity in complex situations where traditional lenders cannot
  • Clear ownership and streamlined execution delivering an average 45-days to close
  • Term sheets backed by conviction – Aequum closed 100% of signed term sheets in 2025

Client Situations

Workout and Turnaround

Specialized asset‑based financing for companies navigating distress, restructuring, or operational resets. When covenant pressure rises, liquidity tightens, or your current lender signals an exit, we deliver the capital and flexibility needed to stabilize and regain control.

Underperforming and Liquidity Challenges

Flexible capital solutions for companies experiencing financial pressure, operational challenges, or temporary performance declines. When traditional lenders reduce availability or tighten terms, we step in with asset‑based structures designed to restore liquidity and keep your business moving.

Sponsor-Backed Acquisitions

Private equity firms and investors acquiring companies that need a flexible, operational focused capital structure. By leveraging the target’s assets—receivables, inventory, equipment—we deliver dependable liquidity that aligns with the transaction timeline and post‑close needs.

Growth Capital

Provides additional availability so your business can take on new opportunities with confidence. By leveraging the strength of your existing assets, you gain flexible capital to support larger orders, expand production, add talent, or enter new markets

Seasonal Business Cycles

We provide working capital support to manage predictable peaks and troughs throughout the year. When sales cycles fluctuate, traditional lenders often struggle to adapt—limiting availability just when you need it most. Our asset‑based structures expand and contract with your receivables and inventory, giving you the liquidity to stay ahead of demand.

Refinance

Restrictive lending can limit cash flow, cause payables to slip and create supply chains challenges. We deliver flexibility, liquidity, and a clear path toward your growth and profitability targets.

Real solutions for real businesses

Select Transactions

Through our ability to deliver flexible capital with speed and certainty, Aequum Capital serves as a trusted partner to banks, advisors, sponsors, and borrowers navigating special-situations.

Acquisition

Rehabilitation Services

Refinance

Specialty Food Manufacturer

Turnaround

ABL Revolver

$35,000,000

Chemicals Distributor

Carve-Out

Medical Device Manufactor

Refinance

Bonded Fiber Manufacturer

Turnaround

ABL Revolver

$30,000,000

Collectibles Distributor

Acquisition

ABL Revolver Cash Flow TL / Capex DDTL

$10,000,000

Heavy Duty Towing

Turnaround

ABL Revolver

$7,500,000

Appliance Distributor

Chicago’s Partner for Flexible, Reliable Business Lending

Our Latest Press!

Press Release

Aequum Capital Promotes Eric Weisheit and Geno Ruggles to Partner

CHICAGO, Feb. 2, 2026 /PRNewswire/ — Aequum Capital Financial LLC (“Aequum Capital”), a leading asset-based and private credit lender today announced the promotion of Eric Weisheit and Geno Ruggles to Partner, effective immediately. These promotions recognize Eric and Geno’s exceptional leadership, deal

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Year End Reviews

2025 Year End Review

We’re proud to share Aequum Capital’s 2025 Year in Review, reflecting a year of steady execution, strong partnerships, and continued platform growth. A special thank you to our borrowers, sponsors, and partners who made it all possible.

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Market Analysis

2025 Market Analysis

Aequum Capital would like to thank our partners for helping us become one of the top 10 non-bank ABL lenders in the $5-$50 million space in 2025!

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